Cisco Credit

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Credit Specialists

Ask about our many services...
  • Credit Reports
  • Credit Rescore
  • Credit Analyzer Report
  • Infile Plus
  • Full RMCR
  • What-If Simulator
  • PRBC Reports
  • Flood Reports
  • Social Search Reports
  • AVM
  • Business Credit Reports
  • Tax Return Verification
  • Employment Screening
  • Tenant Screening

  • Technology

     

    Technology
    • CISCO offers the most advanced and reliable Internet environment available anywhere.

    • No software required. (Only Explorer) 15 second infile.

    • Interface with Fannie Mae DU/DO and Freddie Mac LP.

    • Upgrade and degrade credit Infiles. Degrade: Remove a bureau or borrower from an existing infile.

    • Make requests online by just clicking on any tradeline. No more faxing.

    • Various formats, print options, and customization.

    • Online credit card payment available. View invoices online.

    • Clients are able to manage their own accounts: passwords and access.

    • The following documents are provided free of charge with each credit report:

      • Credit Score Explanation Letter
      • Borrower ( copy ) credit report
      • Borrower Explanation letter
      • Derogatory Letter
      • List of Creditors Report
      • Adverse Summary Report
      • Mortgage Company Denial Letter
      • Tradeline Comparison Report
    • Hawk and Safe Scan Fraud Alert, per request.

    • Simplistic billing with various invoice options. Learn More.

     

     

    Security Measures

    • Our system is Certified by ICSA* and will be audited by ICSA annually

    • Double Firewalls

    • 128-bit Secure Socket Layer (SSL) Encryption

    • Proprietary Web Page Encrption of Session ID

    • Session Timeout

    • Password Lockout after five falied login attempts

    • Password Expiration

    • Security Training

    • *ICSA is the world leader in internet scurity assurance. Its certification indicates that MeridianLink's security controls, procedures, and policies stand up to the highest in security standards.

     

    Backup & Failsafe Procedures

    • Tape Backups

    • Daily Tape Backups stored offsite in fireproof safe

    • Ait Tape Backup Library

    • Terabyte Tape Backup Storage

    • Proprietary Real-Time Data Backup

    • Load-Balancing & redundant Web Server

    • Database Server Redundancy

    • Redundant T-1 Connection to the Internet

    • Redundant Connection to Credit Bureaus

    • Battery Backup Power Source

    • Gas Generator Backup Power Source