Rapid 48 hour Credit Recalculation / Rescore is an agreement between
CISCO and the 3 national repositories. CISCO is able to submit the proper
paperwork directly to the national bureaus and in 48 hours we are able to update
the borrower's credit report and change their credit score(s).
We do not guarantee a credit score change because of the many possible factors involved. However, we have experienced score changes of 30 to 40 and in some cases greater than 75 points.
THE PROPER PAPERWORK Letter from credit granter or collection agency
Court issued documents
Bankruptcy documents
Not Accepted by Bureaus: Divorce decree
Receipts
Mortgage settlement statements
Copies of checks or money orders