| CURRENT ADDRESS |
1234 AMERICA DR, AMERICA
CITY, DC 21001 |
LENGTH |
|
| PREVIOUS ADDRESS |
|
LENGTH |
|
| EMPLOYER |
|
| POSITION |
|
| SINCE |
|
| INCOME |
|
| VERIFIED BY |
| |
| EMPLOYER |
|
| POSITION |
|
| SINCE |
|
| INCOME |
|
| VERIFIED BY |
| | |
| SCORE MODELS |
BORROWER'S AVERAGE SCORE -
SCORE:
796
|
CO-BORROWER'S AVERAGE SCORE -
SCORE:
791
|
EQUIFAX/BEACON '96 - JOHN AMERICA -
123456789
SCORE: 770
00004 - TOO MANY BANK OR
NATIONAL REVOLVING ACCOUNTS
00005 - TOO MANY ACCOUNTS WITH
BALANCES
00033 - PROPORTION OF LOAN BALANCES TO LOAN
AMOUNTS IS TOO HIGH
00010 - PROPORTION OF BALANCES TO
CREDIT LIMITS IS TOO HIGH ON BANK REVOLVING OR OTHER REVOLVING
ACCOUNTS
|
TRANSUNION/EMPIRICA 98 - JOHN AMERICA -
123456789
SCORE: 784
005 - TOO MANY ACCOUNTS
WITH BALANCES
006 - TOO MANY CONSUMER FINANCE COMPANY
ACCOUNTS
028 - NUMBER OF ESTABLISHED ACCOUNTS
011 -
AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
|
EXPERIAN/FAIR, ISAAC (VER. 2) - JOHN
AMERICA - 123456789
SCORE: 834
05 - NUMBER OF
ACCOUNTS WITH BALANCES
14 - LENGTH OF TIME ACCOUNTS HAVE
BEEN ESTABLISHED
|
EQUIFAX/BEACON '96 - SALLY AMERICA -
987654321
SCORE: 789
00001 - AMOUNT OWED ON
ACCOUNTS IS TOO HIGH
00028 - NUMBER OF ESTABLISHED
ACCOUNTS
FACTOR: 00000
FACTOR: 00000
|
TRANSUNION/EMPIRICA 98 - SALLY AMERICA -
987654321
SCORE: 774
001 - AMOUNT OWED ON
ACCOUNTS TOO HIGH
006 - TOO MANY CONSUMER FINANCE COMPANY
ACCOUNTS
014 - LENGTH OF TIME ACCOUNTS HAVE BEEN
ESTABLISHED
010 - PROPORTION OF BALANCES TO CREDIT LIMITS
IS TOO HIGH ON BANK REVOLVING OR OTHER REVOLING ACCOUNTS
|
EXPERIAN/FAIR, ISAAC (VER. 2) - SALLY
AMERICA - 987654321
SCORE: 810
12 - LENGTH OF
REVOLVING ACCOUNT HISTORY
01 - CURRENT BALANCES ON
ACCOUNTS
|
| |
| TRADELINES |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
| J |
J |
WASHINGTON
MUTUAL FA
9085300668497 |
06/02 |
12/00
05/02
|
$156100
MTG
|
$154029
360
$1340 |
$0 |
05 |
0 |
0 |
0 |
AS AGREED
XP/TU/EF |
|
| CONVENTIONAL REAL
ESTATE LOAN, INCLUDING PURCHASE MONEY FIRST |
|
| J |
B |
DAIMLERCHRYS
1007045928 |
06/02 |
02/01
06/02
|
$10255
AUTO
|
$8500
72
$189 |
$0 |
16 |
0 |
0 |
0 |
AS AGREED
XP/TU/EF |
|
| J |
J |
DISCOVER
FINANCIAL S
601100903751 |
06/02 |
10/89
06/02
|
$15500
REV |
$1202
MIN
$21 |
$0 |
30 |
0 |
0 |
0 |
AS AGREED
XP/TU |
|
| A |
C |
FUSA NA
|
06/02 |
04/95
06/02
|
$21500
REV
|
$941
$18 |
$0 |
47 |
0 |
0 |
0 |
AS AGREED
EF |
|
| CREDIT CARD.;
|
|
| B |
J |
FIRST USA BANK
N A
441712280727 |
07/00 |
04/95
--/--
|
$12500
REV |
$0
$0 |
$0 |
13 |
0 |
0 |
0 |
CRCDLOST
XP |
|
| J |
J |
KEY BANK
30222900000767668 |
12/92 |
05/92
12/92
|
$8624
AUTO
|
$0
48 $0 |
$0 |
06 |
0 |
0 |
0 |
PAID
TU/EF |
| | |
| PUBLIC RECORDS |
| *** NONE
*** | |
| INQUIRIES (ONLY LAST 90 DAYS
SHOWN) |
| *** NONE
*** | |
| TRADE SUMMARY |
|
| # |
BALANCE |
HIGH CREDIT |
PAYMENTS |
PAST DUE |
| MORTGAGE |
1 |
154029 |
156100 |
1340 |
0 |
| AUTO |
2 |
8500 |
10255 |
189 |
0 |
| EDUCATION |
0 |
0 |
0 |
0 |
0 |
| OTHER INSTALLMENT |
0 |
0 |
0 |
0 |
0 |
| OPEN |
0 |
0 |
0 |
0 |
0 |
| REVOLVING |
3 |
2143 |
37000 |
39 |
0 |
| OTHER |
0 |
0 |
0 |
0 |
0 |
| TOTAL |
6 |
164672 |
203355 |
1568 |
0 |
|
| SECURED DEBT |
|
OLDEST
TRADELINE |
10/89 |
| UNSECURED DEBT |
|
DEBT/HIGH
CREDIT |
81%
| | | |
| DEROGATORY SUMMARY
|
| CHARGE OFFS: |
0
|
30 DAYS: |
0
|
INQUIRIES: |
0
|
| COLLECTIONS: |
0 |
60 DAYS: |
0 |
| |
| BANKRUPTCY: |
0 |
90 DAYS: |
0 |
| |
| PUBLIC
RECORDS: |
0 |
OTHER: |
|
| | | | |
| CREDITORS |
| CHRYSLER FINANCIAL C
|
ADDRESS NOT AVAILABLE,
ATLANTA, GA 30309 |
800-801-2055 |
| DISCOVER FINANCIAL S
|
PO BOX15316ATT:CMS/PROD
DEVELOP, WILMINGTON, DE 19850-5316 |
|
| FST USA BK B |
3 CHRISTIANA, WILMINGTON, DE
19801 |
302-594-4000 |
| KEY BANK OF WASHINGT
|
PO BOX 2145BK# 0100 COST CTR#
4522035, SEATTLE, WA 98111 |
206-684-6066 |
| WASHINGTON MUTUAL FA
|
PO BOX 1093, NORTHRIDGE, CA
91328 |
800-282-4840
| | |
| MISCELLANEOUS INFORMATION
|
| Instant View Password: B1-77403D
|
| To verify the authenticity of this credit
report, please visit https://credit.ciscocredit.com and click
on the Instant View link. Enter report number 113600 and
password B1-77403D to view the report. For any inquiries
regarding this report or services provided by CISCO/CREDITFAX
please contact us at (800) 804-0043.
| | |
| ALIAS VARIATIONS |
NM: JAMES F HARRIS SSN: 123456789 DOB: 08/02/52
NM: SHAROL L HARRIS SSN: 987654321 DOB: 09/10/58
NM: JAMES F
HARRIS YOB: 1952
NM: JIM F HARRIS
NM: JAMES F HARRIS
NM:
SHAROL L HARRIS YOB: 1958
NM: SHAROL L HARRIS
| |
| DISCLAIMER |
This is a report containing
information supplied by the repositories listed above. The
merge process is automated and the report may include some
duplications and/or omissions. Inquiries regarding any
disputed items should be directed to the creditor reporting
the item, or to the appropriate repository service center(s)
listed below.
|
| EXPERIAN (XP) |
TRANS UNION (TU) |
EQUIFAX (EF) |
| P.O. Box 2104 |
P.O. Box 2000 |
P.O. Box 740256 |
| Allen, TX 75013 |
Chester, PA 19022 |
Atlanta, GA 30374 |
| 888-397-3742 |
800-916-8800 |
800-685-1111 |
| www.experian.com |
www.transunion.com |
www.equifax.com | | | |
*** END OF REPORT 5/12/2004 4:08:28
PM ***
|